Utility Reporting

Beyond the Meter: Reporting Utilities for Your Credit

Utility Reporting

Unlock Credit with Every Bill

Unlock your clients’ credit score potential with utility rent payment reporting. You’re clients are paying their bills, why not get credit for them – literally! They can report payments for their gas, electric, water, internet, streaming service, cell phone bills, and more to help improve their credit.¹

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Our Brands That Offer Utility Payment Reporting

IdentityIQ, CreditScoreIQ, CreditBuilderIQ

Build Credit with Everyday Expenses

Reporting your clients’ on-time utility payments to the major credit bureaus can help improve their credit scores by demonstrating a responsible credit history and increase their creditworthiness with access to greater financial opportunities, such as lower interest rates on loans and credit cards.

Easy-to-Implement Utility Payment Reporting

We work with most utility providers – from water and gas to sewer to cell phone and internet services and more – to report on-time payments. Only on-time payments are reported. Once your clients connect their utility accounts in their dashboard, they are ready to see their credit scores go up!

Help your clients take advantage of utility payment reporting today!

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Features

The Power of Utility Payment Reporting

Improve Credit Scores

Reporting your clients’ on-time utility payments to the credit bureaus can help improve their credit score by demonstrating a history of on-time payments, which can increase their creditworthiness.

Access to Credit

A higher credit score resulting from utility payment reporting can lead to greater access to credit and financial opportunities, such as lower interest rates on loans and credit cards.

Alternative Credit Data

Utility payment reporting can help individuals with limited credit histories or no credit history establish and build credit by providing alternative credit data.

¹ Results may vary. Some members may not see an increased score or increase creditworthiness. Lenders use a variety of credit scores and may make decisions about your creditworthiness based on a credit score different from those impacted by positive utility reporting.